Debt Defense Litigation Law

Debt Defense Litigation Attorneys in Pembroke Pines,FL

Contact Our Law Firm


My story may be like yours…

The economy has been tough for many people, including me! After the real estate crash, I was faced with crushing debt problems because of real estate investments. I was fighting for my financial survival! None of my creditors cared about my circumstances.

But I never gave up! As an Attorney, I started researching important laws and techniques, and developed Powerful Legal Strategies to help me overcome these crushing debt problems. It can be done, so don’t give up!

I want to try to help you resolve your legal and financial problems with these Powerful Legal Strategies, that include bankruptcy and NON-bankruptcy options. Please call me today for a free consultation.

I understand how difficult it is to work hard every day, only to watch your income, investments and savings crumble, due to circumstances out of your control. I would like to meet with you personally to review your overall financial situation in a FREE, confidential consultation. I will analyze your circumstances and develop a customized strategy that may help you resolve your legal and financial problems!


If you are looking for an Attorney who enjoys helping people and loves defending them against creditors with such debts as credit cards, medical bills, and other debts, you’ve come to the right place!

As you know, creditors don’t care about your financial circumstances or the fact that you are not immune to a global recession that has led to a significant reduction in income. With so many families facing financial hardships and struggling to make the most essential payments on their homes and everyday necessities, other debts may be incurred and many times neglected until legal action is taken against the borrower.

Lenders, collection agencies, and banks are experts in getting what they want. As such, they will repeatedly and insistently make sure you know how much you owe and how late you are on your payments, and harass you.

As a borrower, you have rights! Although people assume harassing calls and letters are unavoidable, the law imposes restrictions and limits on debt collectors. You have the right to fight back!

One common mistake people make when dealing with creditors and lenders, after being served with a complaint, is to ignore them or respond to the agencies without legal representation in court. This may potentially put you at risk for receiving a default judgment against you.

Once a default judgment is issued against you, creditors will not hold back in trying to collect against you, including using garnishment or freezing your accounts. They may also choose to collect from you immediately or over a period of many years from the date of judgment, at their discretion.

It is very important to avoid the default judgment, by hiring an experienced attorney to defend you in court, immediately upon being served with a complaint. We will personally meet with you to learn about your individual circumstances, understand your objectives, develop a special defense strategy, and implement an effective plan to achieve the best possible outcome. Such strategies may involve any one (or combination) of: negotiating a settlement (a discounted lump-sum and/or an affordable payment plan), defending against the underlying lawsuit, defending against collection efforts, and/or bankruptcy to eliminate your debts!

It’s OK to have debt problems. Everyone experiences occasional financial problems in their lives. Do not hide from them! Contact an attorney who can help you.

As I’ve stated elsewhere in this website, our best clients are people who have taken the time to educate themselves on these issues and find the right Attorney. It would be an honor to have you consider me as your Attorney. I look forward to meeting you as soon as you are available.

Thank you,

Sergio Cabanas, Attorney-at-Law

Please call our office for your personal appointment at 954-447-2580 or toll-free at 1-888-443-5529

Contact our Debt Defense Litigation attorneys at Cabanas Law Firm who will defend you in court against creditors with debts such as credit cards, medical bills, and other debts. To learn more about your legal options, call our Pembroke Pines Debt Defense Litigation Attorneys today.